At a minimum, a Public Liability Insurance policy is required.
How much coverage do I need?
This really depends on your individual service. Please check with your industry association or body, or speak to an insurer.
Please note that some clients (especially corporate clients for bookings for offices, aged care, NDIS recipients) may require providers to have a minimum of $10m coverage before they award the job. So, having a higher amount doesn't just keep you safer, but also increases your earning potential as it opens the door to more clients and bookings.
Where can I get insurance from?
Blys has partnered with Australian insurance partner upcover.
With upcover’s insurance cover for independent massage and beauty therapists, hairdressers and wellness professionals, providers using Blys can now protect themselves and their clients by purchasing both professional indemnity and public and product liability at one affordable combined price.
Blys may earn a commission from upcover when you purchase a business insurance policy as a result of this referral.
How upcover works and what is covered?
Under upcover’s ‘allied health professionals insurance’ which covers over 20 different therapy professions including massage therapists, beauty therapists, hairdressers, physiotherapists, counsellors and more, providers on the Blys platform can get insurance cover starting from only $280 per year, with an additional exclusive Blys discount of $50 off their annual insurance policy.
You can be covered for: Public liability, Professional indemnity, Property damage, Investigation costs, and Complimentary legal advice
To know more about this, please visit this link.
Please note that, as per the Software License Agreement, you agree to be responsible for keeping your insurance policy up to date and must be able to provide a current copy if asked for by Blys or your clients.
Does Blys have an insurance cover for the service providers that use the Blys platform?
Yes, we do. In addition to your own insurance and as part of your standard membership, every provider on our platform is additionally covered by Blys's insurance. See Blys Insurance for more details.